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Rick is in his early 20s and about to
go flatting. He has a car he bought
a couple of years ago for $3,000,
but few other possessions.
His Dad kept telling him to get
insurance, so Rick visited sorted.org.nz
to see what he might need. But with
his apprentice wages, he didn’t have
much money to spend.
Rick worked out that what he really
needed right now was third party
car insurance so he’d be protected
if he damaged someone else’s car
or property. Rick figured it would be
cheaper to replace his car if it was
damaged or stolen than pay for more
comprehensive insurance.
He also decided to take out contents
insurance ($10,000 cover) for his flat.
While he didn’t own much stuff right
now, this would cover what he had and
protect him if he accidentally damaged
the landlord’s property.
Rick was pleased to learn he could
save money by having both policies
with the one insurer.
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