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When searching for the best car insurance rates, don’t leave out the Internet. You may be surprised to find that your least expensive rates come from Internet websites. Insurers estimate a savings of approximately 5 percent on auto insurance rates when getting quotes from insurance websites. Many companies offer web only discounts, the reason being that companies have decreased transaction costs when operating online. This savings can be passed on to the consumer in the form of lower rates.
Consider A Higher Deductible
Aside from basic liability coverage, insurance companies offer comprehensive and collision coverage. Both services come with higher insurance premiums and your choice of deductible. Deductibles usually range from $250 to $1,000. A deductible is the amount of money you will pay out of pocket before your insurance company picks up the remainder of the repair bill. Typically, the higher the deductible, the lower your insurance premium will be. If your car is damaged in an auto accident, collision coverage will pay for repairs once you have met your deductible. Comprehensive insurance benefits pay for the loss of your vehicle due to factors other than a car accident including:
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